0333 200 7209 ... the best choice of bridging loans from the experts

Fast & Reliable Bridging Loans

Fast & Reliable

Bridging Loans

Relax, we have the lowest UK Bridging Loan Rates

Lowest UK Bridging Loan Rates

  • Chain breaking
  • Light Refurbishments
  • Conversions & extensions
  • Buy-to-Let properties
  • Residential & commercial
  • Rebridge / Refinance
  • Purchase before sale
  • Heavy Refurbishments
  • Inheritance, tax & probate
  • Unmortgagable properties
  • Capital raising / cashflow
  • Avoiding repossessions
  • Residential & commercial
  • Rebridge / Refinance
  • Capital raising / cashflow
  • Development finance
Available up to £ 50 m

Bridging & development finance from £25,000

Loan-to-value 80 %

100% LTV available with additional security

Rates now from 0. 55 %

Latest bridging rates for February 2024

Rates now from 0. 55 %

Latest bridging rates for February 2024

Available up to £ 50 m

Bridging & development finance from £25,000

Quick Quote

  Secure form
ICO Data Protection no: ZA048393
Financial Conduct Authority No: 733649
or Apply for terms
No up-front fees
No ERCs or exit fees
Immediate decisions
No monthly payments
FREE valuations  available
Immediate decisions
FREE valuations  available
No up-front fees
No ERCs or exit fees
Flexible lending terms

Welcome to EquityOne Finance Limited

Independent whole-of-market finance brokers, providing low rates & maximum flexibility for all your bridging finance needs ...

We are not a comparison website, a lead-generator, or sales centre. Our professional in-house bridging loan advisers are highly experienced, and qualified, and EquityOne Finance Limited is authorised and regulated by the Financial Conduct Authority FRN 733649

Complete reliability ...

Full and comprehensive detail is shown on lenders funding terms. You can therefore rely on these should you wish to proceed. No moving goal posts!

Maximum choice ...

As experienced finance brokers, we offer clients & introducers the most competitive bridging loan rates, ensuring we deliver the best possible solutions for clients at all times.

Get a Decision in Principle

Complete our secure form to obtain your bridging loan decision in principle today, detailing the interest & fees ...

  • No upfront fees & no obligation
  • No credit checks required
  • Independent & unbiased - whole of market
  • Latest competitive rates for February 2024
Apply for terms

    What we do do!

  • Compare all lender's latest deals
  • Give Independent & unbiased advice
  • Work in your interests for the best deal
  • Help you understand all your options
  • Guide you through the whole process

    What we don't do!

  • No credit checks for initial decisions
  • We don't restrict choice of lender
  • We don't charge commitment fees
  • We don't out-source our services
  • No up-front fees to pay & no obligation

Excellent job, very efficient ...

5/5

“We would like to thank you for all your hard work. I realise we have been quite full on with the pressure of trying to redeem our mortgage within a week. We know that you have gone above and beyond your job role. I would like EQUITYONE to realise your worth. If I owned my own business I would definitely have you on my payroll. Excellent job, very efficient, working at pace to my requested dead line. This has been recognised and appreciated"

see more testimonials

That’s super helpful ...

5/5

“Thanks so much for the update. Really appreciate you keeping us informed, it makes a world of difference to me and my wife. It reinforces our confidence that everything is in hand for a quick completion on Friday. That's super helpful and really efficient, thanks again"

see more testimonials

Can’t thank you enough ...

5/5

“Thank you so much for all you have done to help us, you have no idea how grateful we are. You've helped us to not only purchase our forever home but to also provide a lovely family home for our children to grow up in. I can’t thank you enough. You are fabulous at what you do and your constant reassurance, help and guidance made the whole thing a lot less stressful. All the best, & thank you again”

see more testimonials

Residential bridging

Competitive first & second charge bridging loans for all types of residential property

Interest rates now available from 0.55% pcm

For straightforward bridging loans, this market-leading bridging product offers a very competitively priced & flexible option for FCA regulated and non-regulated bridging loans at up to 75% loan-to-value. Suitable for many uses, including:

  • House move chain-breaking
  • Purchase before sale
  • Investment property purchases
  • Re-finance / re-bridging
  • Capital raising
  • Conversions / refurbishments
Key featuresCurrent at February 2024
Min loan:£ 25,000
Max loan:£ no max
Interest rate:Rate:from 0.55% pcm
Max LTV: 80%
Security: First & second charges
Term: 1 - 36 months
Tenure: Freehold / leasehold
Facility fee: 0.5% - 2% on completion
ERC / Exit fee: not usually required
Monthly payments: None required (options to roll or service interest)
Locations: England, Scotland & Wales
  • Latest rates at February 2024
  • All residential property types
  • Regulated & non-regulated loans
  • Dual legal representation available
  • All types of borrower
  • Re-financing available

⮞   Desktop valuations, now FREE!

You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...

  • The property value does not exceed £2,000,000
  • The overall LTV does not exceed 70%
  • The valuation achieves an acceptable 'confidence level'

When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...

  • Properties of non-standard construction
  • Properties with short leases (under 85 yrs)
  • Houses of multiple occupation (HMOs)
  • Multi-unit properties / flats or apartments / listed buildings
  • New build property or recently converted properties
  • Properties with significant land (2+ acres)
  • Properties adjacent to or above commercial premises
  • Property with significant renovation / refurbishment works

⮞   Borrower profile

Applications can be accepted for who meet the following criteria:

  • Minimum age: 18
  • Maximum age: No maximum age limit
  • Maximum applicants: 4
  • Residential status: UK citizens, Non-doms, Ex-pats, & foreign nationals
  • Non EEA Nationals: Accepted subject to establishing status
  • Applicants with diplomatic immunity: On referral
  • Trusts & executors: Funding available depending on structure

Lending outside of these limits can be considered subject to underwriter review, please contact us for further details

⮞   Company application criteria

Applications can be accepted for companies meeting the following criteria:

  • Company applications are for non-regulated bridging loans
  • Registered limited companies including SPVs are accepted
  • Available for UK property using offshore companies such as BVI companies

Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.

Light refurbishment

Fast and reliable funding for all types of light refurbishment projects ...

Interest rates available from 0.74% pcm

This light-refurbishment bridging loan product accommodates refurbishments where no planning permission is required, and there is no overall change to the structure resulting in an increased footprint of the property. Also available where works are being completed under Permitted Development Rights. FCA regulated and non-regulated bridging loans.

  • Home improvements
  • Properties deemed uninhabitable
  • No structural alterations
  • Building regulations not required
Key featuresCurrent at February 2024
Min loan:£ 50,000
Max loan:£ 5 million
Interest rate:Rate:from 0.74% pcm
Max LTV: 75% (100% of build cost)
Security: First or Second charges
Term: 3-36 months (3-12 months for regulated)
Tenure: Freehold
Facility fee: 0.5% - 2% on completion
ERC / Exit fee: not usually required
Monthly payments: None required (options to roll or service interest)
Locations: England, Scotland & Wales
  • Latest rates at February 2024
  • All residential property types
  • Regulated & non-regulated loans
  • Dual legal representation available
  • All types of borrower
  • Re-financing available

⮞   Desktop valuations, now FREE!

You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...

  • The property value does not exceed £2,000,000
  • The overall LTV does not exceed 70%
  • The valuation achieves an acceptable 'confidence level'

When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...

  • Properties of non-standard construction
  • Properties with short leases (under 85 yrs)
  • Houses of multiple occupation (HMOs)
  • Multi-unit properties / flats or apartments / listed buildings
  • New build property or recently converted properties
  • Properties with significant land (2+ acres)
  • Properties adjacent to or above commercial premises
  • Property with significant renovation / refurbishment works

⮞   Borrower profile

Applications can be accepted for who meet the following criteria:

  • Minimum age: 18
  • Maximum age: No maximum age limit
  • Maximum applicants: 4
  • Residential status: UK citizens, Non-doms, Ex-pats, & foreign nationals
  • Non EEA Nationals: Accepted subject to establishing status
  • Applicants with diplomatic immunity: On referral
  • Trusts & executors: Funding available depending on structure

Lending outside of these limits can be considered subject to underwriter review, please contact us for further details

⮞   Company application criteria

Applications can be accepted for companies meeting the following criteria:

  • Company applications are for non-regulated bridging loans
  • Registered limited companies including SPVs are accepted
  • Available for UK property using offshore companies such as BVI companies

Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.

Heavy refurbishment

Providing fast & reliable finance for all types of heavy refurbishment, large or small throughout the UK

Interest rates available from 0.79% pcm

Our heavy refurbishment Bridging loans offer competitive rates many types of project where structural reconfigurations are required such as extensions to existing properties where planning permission is required. FCA regulated and non-regulated bridging loans.

  • Home improvements
  • Changes require planning permission
  • Internal / external structural changes
  • Building regulations required
Key featuresCurrent at February 2024
Min loan:£ 50,000
Max loan:£ 50 million
Interest rate:Rate:from 0.79% pcm
Max LTV: 85% (100% of build cost)
Security: First & second charges
Term: 1-24 months (3-12 months for regulated)
Tenure: Freehold, or leasehold with 50+ years
Facility fee: 0.5% - 2% on completion
ERC / Exit fee: not usually required
Monthly payments: None required (options to roll or service interest)
Locations: England, Scotland, & Wales
  • Latest rates at February 2024
  • All property types
  • Regulated & non-regulated loans
  • Dual legal representation available
  • All types of borrower
  • Re-financing available

⮞   Desktop valuations, now FREE!

You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...

  • The property value does not exceed £2,000,000
  • The overall LTV does not exceed 70%
  • The valuation achieves an acceptable 'confidence level'

When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...

  • Properties of non-standard construction
  • Properties with short leases (under 85 yrs)
  • Houses of multiple occupation (HMOs)
  • Multi-unit properties / flats or apartments / listed buildings
  • New build property or recently converted properties
  • Properties with significant land (2+ acres)
  • Properties adjacent to or above commercial premises
  • Property with significant renovation / refurbishment works

⮞   Borrower profile

Applications can be accepted for who meet the following criteria:

  • Minimum age: 18
  • Maximum age: No maximum age limit
  • Maximum applicants: 4
  • Residential status: UK citizens, Non-doms, Ex-pats, & foreign nationals
  • Non EEA Nationals: Accepted subject to establishing status
  • Applicants with diplomatic immunity: On referral
  • Trusts & executors: Funding available depending on structure

Lending outside of these limits can be considered subject to underwriter review, please contact us for further details

⮞   Company application criteria

Applications can be accepted for companies meeting the following criteria:

  • Company applications are for non-regulated bridging loans
  • Registered limited companies including SPVs are accepted
  • Available for UK property using offshore companies such as BVI companies

Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.

Commercial bridging

Fast & reliable bridging loans for many types of commercial & semi-commercial property

Interest rates available from 0.89% pcm

This commercial bridging finance is designed for the purchase or remortgage of commercial and semi-commercial property including shops and offices, until long-term finance can be arranged, and is available on a first and second charge basis.

  • Offices buildings
  • Shops and retail outlets
  • Restaurants / pubs / hospitality
  • Home of multiple occupation
  • Farms / agricultural
  • Mixed-Use Properties
  • Warehouses & Industrial
  • Student accomodation units
  • Care / retirement homes
  • Equestrian facilities, etc ...
Key featuresCurrent at February 2024
Min loan:£ 50,000
Max loan:£ no max
Interest rate:Rate:from 0.89% pcm
Max LTV: 75% (100% with additional security)
Security: First & second charges
Term: 1 - 36 months
Tenure: Freehold, or leasehold with 50+ years
Facility fee: 0.5% - 2% on completion
ERC / Exit fee: not usually required
Monthly payments: None required (options to roll or service interest)
Locations: England, Scotland, & Wales
  • Latest rates at February 2024
  • All commercial property types
  • All types of borrower
  • Re-financing available

⮞   Desktop valuations, now FREE!

You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...

  • The property value does not exceed £2,000,000
  • The overall LTV does not exceed 70%
  • The valuation achieves an acceptable 'confidence level'

When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...

  • Properties of non-standard construction
  • Properties with short leases (under 85 yrs)
  • Houses of multiple occupation (HMOs)
  • Multi-unit properties / flats or apartments / listed buildings
  • New build property or recently converted properties
  • Properties with significant land (2+ acres)
  • Properties adjacent to or above commercial premises
  • Property with significant renovation / refurbishment works

⮞   Borrower profile

Applications can be accepted for who meet the following criteria:

  • Minimum age: 18
  • Maximum age: No maximum age limit
  • Maximum applicants: 4
  • Residential status: UK citizens, Non-doms, Ex-pats, & foreign nationals
  • Non EEA Nationals: Accepted subject to establishing status
  • Applicants with diplomatic immunity: On referral
  • Trusts & executors: Funding available depending on structure

Lending outside of these limits can be considered subject to underwriter review, please contact us for further details

⮞   Company application criteria

Applications can be accepted for companies meeting the following criteria:

  • Company applications are for non-regulated bridging loans
  • Registered limited companies including SPVs are accepted
  • Available for UK property using offshore companies such as BVI companies

Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.

Bridging for land

Fast & reliable funding available for purchasing or refinancing land ...

Interest rates available from 1.10% pcm

Our bridging loans for land have been designed to be fast and flexible, with competitive rates to suit most land transactions, including land with or without planning permission. Available to individuals, partnerships, LLPs, Ltd companies, offshore companies, foreign nationals, trusts, and pension funds

Key featuresCurrent at February 2024
Min loan:£ 50,000
Max loan:£ no max
Interest rate:Rate:from 1.10% pcm
Max LTV: 70% (with planning) / 65% (without planning)
Security: First & second charges
Term: 1 - 36 months
Tenure: Freehold
Facility fee: 0.5% - 2% on completion
ERC / Exit fee: not usually required
Monthly payments: None required (options to roll or service interest)
Locations: England, Scotland, & Wales
  • Latest rates at February 2024
  • All property types
  • Regulated & non-regulated loans
  • Dual legal representation available
  • All types of borrower
  • Re-financing available

⮞   Desktop valuations, now FREE!

You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...

  • The property value does not exceed £2,000,000
  • The overall LTV does not exceed 70%
  • The valuation achieves an acceptable 'confidence level'

When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...

  • Properties of non-standard construction
  • Properties with short leases (under 85 yrs)
  • Houses of multiple occupation (HMOs)
  • Multi-unit properties / flats or apartments / listed buildings
  • New build property or recently converted properties
  • Properties with significant land (2+ acres)
  • Properties adjacent to or above commercial premises
  • Property with significant renovation / refurbishment works

⮞   Borrower profile

Applications can be accepted for who meet the following criteria:

  • Minimum age: 18
  • Maximum age: No maximum age limit
  • Maximum applicants: 4
  • Residential status: UK citizens, Non-doms, Ex-pats, & foreign nationals
  • Non EEA Nationals: Accepted subject to establishing status
  • Applicants with diplomatic immunity: On referral
  • Trusts & executors: Funding available depending on structure

Lending outside of these limits can be considered subject to underwriter review, please contact us for further details

⮞   Company application criteria

Applications can be accepted for companies meeting the following criteria:

  • Company applications are for non-regulated bridging loans
  • Registered limited companies including SPVs are accepted
  • Available for UK property using offshore companies such as BVI companies

Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.

Open-ended bridging

Open-ended 100% non-status lending - no credit checks, no status enquiries

Interest rates available from 0.90% pcm

Lending available many property types, or on land, agricultural land, land with or without Planning Permission, small parcels of land, or 100s of acres of land.

Lending to Individuals, companies (personal guarantees required), partnerships, trustees of clubs, friendly societies, SIPPs. We also lend to individuals with adverse credit including CCJs, no credit checks or status enquiries required.

Key featuresCurrent at February 2024
Min loan:£ 30,000
Max loan:£ 2,000,000
Interest rate:Rate:from 0.90% pcm
Max LTV: 65% of the 90 day value (or purchase price, whichever lower)
Security: First & second charges
Term: Open-ended
Facility fee: 2.5% on completion (minimum £2,500)
Exit fee: 3 months interest
Monthly payments: Interest can be serviced or retained
Locations: England and Wales
  • Hotels
  • Guest houses, and B&Bs
  • Retail shops
  • Buy to let property
  • Farms and bare land
  • HMOs
  • Harbours
  • Pubs & hospitality
  • Restaurants
  • Industrial units
  • Cafes and takeways
  • Leisure facilities inc. golf courses

Development finance

Fast, reliable funding for a wide range of development projects, large or small ...

Interest rates available from 0.66% pcm

These development finance solutions have been designed to be fast and flexible, with competitive rates to suit a wide range of property developments, large or small. Planning gain finance is available enabling property professionals to secure developments which have not yet received the planning permission, helping to fund asset acquisitions, planning surveys and applications costs in arrears.

  • Ground-up developments
  • Residential & commercial
  • PBSA Developments
  • Land with or without planning
  • FCA regulated & non-regulated
  • Single & multi-unit developments
  • Retirement / care homes
  • Development exit finance
Key featuresCurrent at February 2024
Min loan:£ 150,000
Max loan:£ no max
Interest rate:Rate:from 0.66% pcm
Max LTV: 100% (100% of build cost)
Security: First charges
Term: Open-ended
Tenure: Freehold
Facility fee: 0.5% - 2% on completion
ERC / Exit fee: not usually required
Monthly payments: None required (options to roll or service interest)
Locations: England, Scotland, & Wales
  • Latest rates at February 2024
  • All property types
  • Regulated & non-regulated loans
  • Dual legal representation available
  • All types of borrower
  • Re-financing available

⮞   Desktop valuations, now FREE!

You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...

  • The property value does not exceed £2,000,000
  • The overall LTV does not exceed 70%
  • The valuation achieves an acceptable 'confidence level'

When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...

  • Properties of non-standard construction
  • Properties with short leases (under 85 yrs)
  • Houses of multiple occupation (HMOs)
  • Multi-unit properties / flats or apartments / listed buildings
  • New build property or recently converted properties
  • Properties with significant land (2+ acres)
  • Properties adjacent to or above commercial premises
  • Property with significant renovation / refurbishment works

⮞   Borrower profile

Applications can be accepted for who meet the following criteria:

  • Minimum age: 18
  • Maximum age: No maximum age limit
  • Maximum applicants: 4
  • Residential status: UK citizens, Non-doms, Ex-pats, & foreign nationals
  • Non EEA Nationals: Accepted subject to establishing status
  • Applicants with diplomatic immunity: On referral
  • Trusts & executors: Funding available depending on structure

Lending outside of these limits can be considered subject to underwriter review, please contact us for further details

⮞   Company application criteria

Applications can be accepted for companies meeting the following criteria:

  • Company applications are for non-regulated bridging loans
  • Registered limited companies including SPVs are accepted
  • Available for UK property using offshore companies such as BVI companies

Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.

Use our Development Loan Calculator to work out your loan interest and costs ...

Development Loan Calculator
Secured loans (Second Charge Mortgages)

Get a Decision in Principle

Complete our secure form to obtain your bridging loan decision in principle today, detailing the interest & fees ...

  • No upfront fees & no obligation
  • No credit checks required
  • Independent & unbiased - whole of market
  • Latest competitive rates for February 2024
Apply for terms

    What we do do!

  • Compare all lender's latest deals
  • Give Independent & unbiased advice
  • Work in your interests for the best deal
  • Help you understand all your options
  • Guide you through the whole process

    What we don't do!

  • No credit checks for initial decisions
  • We don't restrict choice of lender
  • We don't charge commitment fees
  • We don't out-source our services
  • No up-front fees to pay & no obligation

Excellent job, very efficient ...

5/5

“We would like to thank you for all your hard work. I realise we have been quite full on with the pressure of trying to redeem our mortgage within a week. We know that you have gone above and beyond your job role. I would like EQUITYONE to realise your worth. If I owned my own business I would definitely have you on my payroll. Excellent job, very efficient, working at pace to my requested dead line. This has been recognised and appreciated"

see more testimonials

That’s super helpful ...

5/5

“Thanks so much for the update. Really appreciate you keeping us informed, it makes a world of difference to me and my wife. It reinforces our confidence that everything is in hand for a quick completion on Friday. That's super helpful and really efficient, thanks again"

see more testimonials

Can’t thank you enough ...

5/5

“Thank you so much for all you have done to help us, you have no idea how grateful we are. You've helped us to not only purchase our forever home but to also provide a lovely family home for our children to grow up in. I can’t thank you enough. You are fabulous at what you do and your constant reassurance, help and guidance made the whole thing a lot less stressful. All the best, & thank you again”

see more testimonials

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

QUICK QUOTE
Fast & flexible Bridging finance from the property experts ! ...

EquityOne Finance Limited is authorised & regulated by the Financial Conduct Authority FRN: 733649


CeMap Qualified

Our advisors are qualified with a Certificate in Mortgage Advice and Practice


ICO Registered

We are registered with the Information Commissioner (ICO)

We are registered with the Information Commissioner's Office (ICO)


Members of the NACFB

Proud members of the National Association of Commercial Finance Brokers


Data compliant

Data protection compliant under General Data Protection Regulation

Representative example

For example: Based on an interest only regulated bridging loan of £100,000 for a maximum 12-month period on a fixed rate of 0.79% per month, payable at the end of the term. The total amount payable would be £111,902 made up of the loan amount plus interest of £9,902, and fees of £2,000. The overall cost for comparison is 11.9% APR representative. Please note that this example is for illustrative purposes only and the actual terms and conditions of a bridging loan may vary depending on the lender and the individual circumstances of the borrower. It's important to carefully review all terms and conditions before agreeing to a loan.

BOE Base Rate: 5.25%

We’ve teamed up with Aro Mortgages, one of the UK’s leading second-charge mortgage distributors, to help you find the financial solution that you’re looking for. Aro Mortgages believe that when it comes to your finances, you should be in control. That’s why they work closely with you to fully understand your needs, allowing them to accurately match you with credit options that are right for you and your finances. EquityOne Finance Ltd acts as a credit broker and earns a commission if you choose to take out a loan. A soft credit check will be done to provide your loan quote - this WILL NOT affect your credit rating. Your chosen lender may carry out a full credit check if you proceed to application.

Company name: Freedom Finance Mortgages Limited, trading as Aro Mortgages, is an appointed representative of Freedom Finance Limited Registered address: Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Registered in England & Wales 14203395 VAT registration number: 428 9790 42 FCA number: 979210

Representative example

14.26% APRC Representative (variable). Representative example, if you choose to add fees to the loan: assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £509.96, the borrowing rate is 12.78%, the APRC is 14.26% (variable), total charge for credit would be £14,619.14 and the total amount payable would be £42,836.64. EquityOne Finance Ltd and Freedom Finance Limited are credit brokers and not lenders. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

BOE Base Rate: 5.25%