EquityOne Finance Ltd
0333 200 7209 ... the best choice of bridging loans from the experts

Open-ended bridging loans

Open-ended bridging

Open-ended 100% non-status lending - no credit checks, no status enquiries

Interest rates available from 0.90% pcm

Lending available many property types, or on land, agricultural land, land with or without Planning Permission, small parcels of land, or 100s of acres of land.

Lending to Individuals, companies (personal guarantees required), partnerships, trustees of clubs, friendly societies, SIPPs. We also lend to individuals with adverse credit including CCJs, no credit checks or status enquiries required.

Key featuresCurrent at May 2026
Min loan:£ 30,000
Max loan:£ 2,000,000
Interest rate:Rate:from 0.90% pcm
Max LTV: 65% of the 90 day value (or purchase price, whichever lower)
Security: First & second charges
Term: Open-ended
Facility fee: 2.5% on completion (minimum £2,500)
Exit fee: 3 months interest
Monthly payments: Interest can be serviced or retained
Locations: England and Wales
  • Hotels
  • Guest houses, and B&Bs
  • Retail shops
  • Buy to let property
  • Farms and bare land
  • HMOs
  • Harbours
  • Pubs & hospitality
  • Restaurants
  • Industrial units
  • Cafes and takeways
  • Leisure facilities inc. golf courses

Quick Quote

  Secure form
ICO Data Protection no: ZA048393
Financial Conduct Authority No: 733649 Privacy notice
  • No credit checks
  • No up-front fees
  • No obligation

Get your funding terms today

To obtain a credit-backed decision in principle please click below and complete our secure online DIP form today

Apply for DIP

Available up to ...

£ 50 m

All types of briging & development finance available from £50,000

Loan-to-value ...

80 %

100% LTV also available with additional security property

Rates from ...

0. 51 %

The very latest low bridging loan rates at  May 2026

Lowest bridging rates at May 2026

Trusted bridging solutions for all ...

✓  Independent ✓  Unbiased Independent & Unbiased ✓  FCA authorised ✓  CeMap qualified ✓  Latest products ✓  Competitive rates ✓  Whole of the UK

The experts, providing all types of Bridging loan ...

Providing all types of Bridging ...

All types of Bridging loan ...

   Chain-breaking / purchase before sale    Residential & commercial property    Refurbishments / conversions    Re-finance a bridging loan    Capital raising & cashflow    Inheritance, tax & probate    BTL Investment property    Development finance    All requirements considered ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2026 Bridging rates available ...

Get your BEST RATE today ...

QUICK QUOTE
Fast & flexible Bridging finance from the property experts ! ...

EquityOne Finance Limited is authorised & regulated by the Financial Conduct Authority FRN: 733649

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CeMap Qualified

Our advisors are qualified with a Certificate in Mortgage Advice and Practice

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ICO Registered

We are registered with the Information Commissioner (ICO)

We are registered with the Information Commissioner's Office (ICO)

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Members of the NACFB

Proud members of the National Association of Commercial Finance Brokers

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Data compliant

Data protection compliant under General Data Protection Regulation

Representative example

For example: Based on an interest only regulated bridging loan of £100,000 for a maximum 12-month period on a fixed rate of 0.79% per month, payable at the end of the term. The total amount payable would be £111,902 made up of the loan amount plus interest of £9,902, and fees of £2,000. The overall cost for comparison is 11.9% APR representative. Please note that this example is for illustrative purposes only and the actual terms and conditions of a bridging loan may vary depending on the lender and the individual circumstances of the borrower. It's important to carefully review all terms and conditions before agreeing to a loan.

BOE Base Rate: 3.75% at May 2026

We’ve teamed up with ClearScore Everywhere Limited, one of the UK’s leading digital marketplaces for financial products, to help you find the financial solution that you’re looking for. ClearScore acts as a Credit Broker not a Lender. If you take out or are introduced to a loan or credit card provider, ClearScore will receive payment from that lender. ClearScore will also receive payment from the lender if you take out or are introduced to a mortgage broker for the purposes of first and second charge mortgage products. The amount received may vary dependant on the lender, yet it will not impact the amount you pay back to the lender. In addition, ClearScore also work with credit brokers and other service providers such as debt solution firms, and as such we will also receive payment should you be introduced to any of these. EquityOne Finance Ltd acts as a credit broker and earns a commission if you choose to take out a loan. A soft credit check will be done to provide your loan quote, which won't affect your credit rating. Your chosen lender may carry out a full credit check if you proceed to application.

ClearScore Everywhere Limited, trading as ClearScore. Address: Vox Studios, 1-45 Durham Street, London, UK SE11 5JH. Registered in England & Wales 06297533. VAT Registration Number 257 0001 44.

Representative example

14.26% APRC Representative (variable). Representative example, if you choose to add fees to the loan: assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £509.96, the borrowing rate is 12.78%, the APRC is 14.26% (variable), total charge for credit would be £14,619.14 and the total amount payable would be £42,836.64. EquityOne Finance Ltd and Freedom Finance Limited are credit brokers and not lenders. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

BOE Base Rate: 3.75%