Our process

No up-front fees
No ERCs or exit fees
Immediate decisions
No monthly payments
FREE valuations  available
FREE valuations
No obligation quote
✓   Immediate decisions
✓   FREE valuations
✓   No up-front fees
✓   No monthly payments
✓   No obligation quote

Quick & easy process ...

No two bridging loans are completely the same, and each can place different requirements on the borrower. However we believe in keeping things straightforward, so every application will broadly follow the same process ...

  1. To make an initial enquiry please call us to discuss your options, or complete our quick enquiry form.

    Once we understand your circumstances and have established your requirements we will be able to give you an indication of what will be available to you, and advise you on the next step.

  2. If you would like to receive a comprehensive set of lending terms we will need you to complete our Decision in Principle form (DIP)

    We do not require a credit search, and your credit score will not be affected. An offer of finance will be issued within a couple of hours for your consideration.

    Get a Decision in Principle
  3. If the funding terms are suitable, and you would like to proceed then we will prepare the application forms in readiness for you.

    Then simply check the information, and complete any missing content. We will then submit these to the relevant underwriting department for you.

  4. On many ocassions a 'desktop' valuation will be possible, which means that it can be done immediately and is FREE OF CHARGE. However, depending on the nature of the property, a 'physical' valuation may be necessary ...

    Once your application has been received you (or your elected representative) will be contacted to request payment of the valuation fee. This is typically paid by credit/debit card, but can also be paid by bank transfer or cheque if you prefer. A professional RICS surveyor will be instructed promptly, and will then contact you to arrange a suitable time to carry out the valuation inspection. This can usually be done within a matter of days.

  5. The lender's solicitor will be instructed and they will send a legal pack to your solicitors within 48 hours of receiving your application.

    No two bridging loan cases are ever the same, so the information requested will differ from case to case. Usually you will be able to fulfil identity confirmation requirements via a secure online verification system, however in some circumstances you may be required to attend your solicitors with proof of ID and address documentation such as a passport, driver's licence, and a utility bill.

    We will keep you up to date with progress, and work jointly with you to ensure that the required information / documentation is completed as soon as possible.

  6. Once the work in stages 1-5 are complete the funds will be transferred from the lender to your solicitor promptly. You will then arrange for your solictor to transfer these from their client account to yours.

    Your loan is complete, and you now have the funds in your account!

    The average completion time is 7-14 days, but this can be quicker possibly as fast as 4 working days depending on the speed of your solicitor.

Quick enquiry

  Secure form
ICO Data Protection no: ZA048393
Financial Conduct Authority No: 733649 Privacy Notice
  • No credit checks *
  • No up-front fees
  • No obligation

* Credit checks are not required for us to provide indicative terms, however one may be performed should you wish to proceed to application.

Get your funding terms today

To obtain a credit-backed decision in principle please click below and complete our secure online DIP form today

Apply for DIP

Bridging finance available up to ...

£ 50 m

All types of briging & development finance available from £50,000

Loan-to-value available up to ...

80 %

100% LTV also available with additional security property

BEST RATES now from ...

0. 41 %

The very latest low bridging loan rates at  August 2022

Lowest bridging rates at August 2022

Trusted bridging solutions for all ...

✓  Independent ✓  Unbiased Independent & Unbiased ✓  FCA authorised ✓  CeMap qualified ✓  Latest products ✓  Whole of the UK

The experts, providing all types of Bridging loan ...

Providing all types of Bridging ...

All types of Bridging loan ...

   Chain-breaking / purchase before sale    Residential & commercial property    Refurbishments & conversions    Re-finance a bridging loan    Capital raising & cashflow    Inheritance, tax & probate    BTL Investment property    Development finance    All requirements considered ...

Rates from 0.21% pcm are available for high net worth clients (HNW), please call for details today ...

Latest competitive bridging loan rates for all requirements as at August 2022

Residential bridging

First & second charge bridging for all residential property types.

Rates from 0.41% pm

Light refurbishment

Competitive funding for light refurb projects with no structural work.

Rates from 0.41% pm

Heavy refurbishment

Competitive funding for heavy structural refurb projects.

Rates from 0.65% pm

Commercial bridging

First & second charge bridging for all commercial property types.

Rates from 0.55% pm

Bridging on land

Bridging finance for land, available for sites with or without planning.

Rates from 0.75% pm

Premier bridging

First & second charge bridging at low rates for high net worth clients.

Rates from 0.21% pm

Development finance

Wide range of finance available for all types of property development.

Rates from 0.33% pm

BTL mortgages

Competitive stress-free buy-to-let mortgages at up to 75% LTV with no stress testing

Rates from 4.69% pa
Fast & flexible bridging solutions from the bridging experts ! ...

CeMap Qualified

Our advisors are qualified with a Certificate in Mortgage Advice and Practice

ICO Registered

We are registered with the Information Commissioner (ICO)

Members of the NACFB

Proud members of the National Association of Commercial Finance Brokers

Data compliant

Data protection compliant under General Data Protection Regulation

Authorised & regulated by the Financial Conduct Authority

Representative example

Based on an interest only regulated bridging loan of £363,729.72 for a maximum 12-month period on a fixed rate of 0.53% per month, payable at the end of the term. The total amount payable would be £395,087.47 made up of the loan amount plus interest of £24,131.83, and fees of £7,225.92. The overall cost for comparison is 8.62% APR representative.

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2022 Bridging rates available ...

Get your BEST RATE today ...