0333 200 7209 ... the best choice of bridging loans from the experts

Our process

Quick & easy application process ...

Arranging short to medium term bridging finance for clients seeking flexible, fast and reliable solutions.

We offer all clients & introducers the most competitive bridging loan rates for May 2024, ensuring the best possible deals at all times. We provide a fast and effective service to all our clients, seeking to make the process as simple and easy as possible.

Quick & easy process ...

We provide a fast and effective service to all our clients, seeking to make the process as simple and easy as possible, with the most competitive bridging loan rates for May 2024, ensuring the best possible deals at all times. Our process generally consists of the following stages ...

Initial enquiry

To make an initial enquiry please call us on 0333 200 7209 to discuss your options, or complete our quick enquiry form.

Once we understand your circumstances and have established your requirements we will be able to give you an indication of what will be available to you, and advise you on the next step.

Decision in principle

If you would like to receive a comprehensive set of lending terms we will need you to complete our Decision in Principle form (DIP)

We do not require a credit search, and your credit score will not be affected. An offer of finance will be issued within a couple of hours for your consideration.

Application

If the funding terms are suitable, and you would like to proceed then we will prepare the application forms in readiness for you.

Then simply check the information, and complete any missing content. We will then submit these to the relevant underwriting department for you.

Valuation

On many ocassions a 'desktop' valuation will be possible, which means that it can be done immediately and is FREE OF CHARGE. However, depending on the nature of the property, a 'physical' valuation may be necessary ...

Once your application has been received you (or your elected representative) will be contacted to request payment of the valuation fee. This is typically paid by credit/debit card, but can also be paid by bank transfer or cheque if you prefer. A professional RICS surveyor will be instructed promptly, and will then contact you to arrange a suitable time to carry out the valuation inspection. This can usually be done within a matter of days.

Underwriting & legal work

The lender's solicitor will be instructed and they will send a legal pack to your solicitors within 48 hours of receiving your application.

No two bridging loan cases are ever the same, so the information requested will differ from case to case. Usually you will be able to fulfil identity confirmation requirements via a secure online verification system, however in some circumstances you may be required to attend your solicitors with proof of ID and address documentation such as a passport, driver's licence, and a utility bill.

We will keep you up to date with progress, and work jointly with you to ensure that the required information / documentation is completed as soon as possible.

Complete & drawdown funds

Once the work in stages 1-5 are complete the funds will be transferred from the lender to your solicitor promptly. You will then arrange for your solictor to transfer these from their client account to yours.

Your loan is complete, and you now have the funds in your account!

The average completion time is 7-14 days, but this can be quicker possibly as fast as 4 working days depending on the speed of your solicitor.

Quick & easy process ...

We provide a fast and effective service to all our clients, seeking to make the process as simple and easy as possible, with the most competitive bridging loan rates for May 2024, ensuring the best possible deals at all times. Our process generally consists of the following stages ...

Initial enquiry

To make an initial enquiry please call us on 0333 200 7209 to discuss your options, or complete our quick enquiry form.

Once we understand your circumstances and have established your requirements we will be able to give you an indication of what will be available to you, and advise you on the next step.

Decision in principle

If you would like to receive a comprehensive set of lending terms we will need you to complete our Decision in Principle form (DIP)

We do not require a credit search, and your credit score will not be affected. An offer of finance will be issued within a couple of hours for your consideration.

Application

If the funding terms are suitable, and you would like to proceed then we will prepare the application forms in readiness for you.

Then simply check the information, and complete any missing content. We will then submit these to the relevant underwriting department for you.

Valuation

On many ocassions a 'desktop' valuation will be possible, which means that it can be done immediately and is FREE OF CHARGE. However, depending on the nature of the property, a 'physical' valuation may be necessary ...

Once your application has been received you (or your elected representative) will be contacted to request payment of the valuation fee. This is typically paid by credit/debit card, but can also be paid by bank transfer or cheque if you prefer. A professional RICS surveyor will be instructed promptly, and will then contact you to arrange a suitable time to carry out the valuation inspection. This can usually be done within a matter of days.

Underwriting & legal work

The lender's solicitor will be instructed and they will send a legal pack to your solicitors within 48 hours of receiving your application.

No two bridging loan cases are ever the same, so the information requested will differ from case to case. Usually you will be able to fulfil identity confirmation requirements via a secure online verification system, however in some circumstances you may be required to attend your solicitors with proof of ID and address documentation such as a passport, driver's licence, and a utility bill.

We will keep you up to date with progress, and work jointly with you to ensure that the required information / documentation is completed as soon as possible.

Complete & drawdown funds

Once the work in stages 1-5 are complete the funds will be transferred from the lender to your solicitor promptly. You will then arrange for your solictor to transfer these from their client account to yours.

Your loan is complete, and you now have the funds in your account!

The average completion time is 7-14 days, but this can be quicker possibly as fast as 4 working days depending on the speed of your solicitor.

Quick Quote

(Minimum: £25,000)
(Min: £25,000)
  Secure form
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Financial Conduct Authority No: 733649 Privacy notice
  • No credit checks
  • No up-front fees
  • No obligation

Get your funding terms today

To obtain a credit-backed decision in principle please click below and complete our secure online DIP form today

Apply for DIP

Available up to ...

£ 50 m

All types of briging & development finance available from £50,000

Loan-to-value ...

80 %

100% LTV also available with additional security property

Rates from ...

0. 55 %

The very latest low bridging loan rates at  May 2024

Lowest bridging rates at May 2024

Trusted bridging solutions for all ...

✓  Independent ✓  Unbiased Independent & Unbiased ✓  FCA authorised ✓  CeMap qualified ✓  Latest products ✓  Competitive rates ✓  Whole of the UK

The experts, providing all types of Bridging loan ...

Providing all types of Bridging ...

All types of Bridging loan ...

   Chain-breaking / purchase before sale    Residential & commercial property    Refurbishments / conversions    Re-finance a bridging loan    Capital raising & cashflow    Inheritance, tax & probate    BTL Investment property    Development finance    All requirements considered ...

Excellent job, very efficient ...

5/5

“We would like to thank you for all your hard work. I realise we have been quite full on with the pressure of trying to redeem our mortgage within a week. We know that you have gone above and beyond your job role. I would like EQUITYONE to realise your worth. If I owned my own business I would definitely have you on my payroll. Excellent job, very efficient, working at pace to my requested dead line. This has been recognised and appreciated"

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That’s super helpful ...

5/5

“Thanks so much for the update. Really appreciate you keeping us informed, it makes a world of difference to me and my wife. It reinforces our confidence that everything is in hand for a quick completion on Friday. That's super helpful and really efficient, thanks again"

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Can’t thank you enough ...

5/5

“Thank you so much for all you have done to help us, you have no idea how grateful we are. You've helped us to not only purchase our forever home but to also provide a lovely family home for our children to grow up in. I can’t thank you enough. You are fabulous at what you do and your constant reassurance, help and guidance made the whole thing a lot less stressful. All the best, & thank you again”

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Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

Lowest 2024 Bridging rates available ...

Get your BEST RATE today ...

QUICK QUOTE
Fast & flexible Bridging finance from the property experts ! ...

EquityOne Finance Limited is authorised & regulated by the Financial Conduct Authority FRN: 733649


CeMap Qualified

Our advisors are qualified with a Certificate in Mortgage Advice and Practice


ICO Registered

We are registered with the Information Commissioner (ICO)

We are registered with the Information Commissioner's Office (ICO)


Members of the NACFB

Proud members of the National Association of Commercial Finance Brokers


Data compliant

Data protection compliant under General Data Protection Regulation

Representative example

For example: Based on an interest only regulated bridging loan of £100,000 for a maximum 12-month period on a fixed rate of 0.79% per month, payable at the end of the term. The total amount payable would be £111,902 made up of the loan amount plus interest of £9,902, and fees of £2,000. The overall cost for comparison is 11.9% APR representative. Please note that this example is for illustrative purposes only and the actual terms and conditions of a bridging loan may vary depending on the lender and the individual circumstances of the borrower. It's important to carefully review all terms and conditions before agreeing to a loan.

BOE Base Rate: 5.25%

We’ve teamed up with Aro Mortgages, one of the UK’s leading second-charge mortgage distributors, to help you find the financial solution that you’re looking for. Aro Mortgages believe that when it comes to your finances, you should be in control. That’s why they work closely with you to fully understand your needs, allowing them to accurately match you with credit options that are right for you and your finances. EquityOne Finance Ltd acts as a credit broker and earns a commission if you choose to take out a loan. A soft credit check will be done to provide your loan quote - this WILL NOT affect your credit rating. Your chosen lender may carry out a full credit check if you proceed to application.

Company name: Freedom Finance Mortgages Limited, trading as Aro Mortgages, is an appointed representative of Freedom Finance Limited Registered address: Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Registered in England & Wales 14203395 VAT registration number: 428 9790 42 FCA number: 979210

Representative example

14.26% APRC Representative (variable). Representative example, if you choose to add fees to the loan: assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £509.96, the borrowing rate is 12.78%, the APRC is 14.26% (variable), total charge for credit would be £14,619.14 and the total amount payable would be £42,836.64. EquityOne Finance Ltd and Freedom Finance Limited are credit brokers and not lenders. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.

BOE Base Rate: 5.25%