For straightforward bridging loans, this market-leading bridging product offers a very competitively priced & flexible option for FCA regulated and non-regulated bridging loans at up to 75% loan-to-value. Suitable for many uses, including:
Key features | Current at September 2024 |
Min loan: | £ 25,000 |
Max loan: | £ no max |
Interest rate:Rate: | from 0.55% pcm |
Max LTV: | 80% |
Security: | First & second charges |
Term: | 1 - 36 months |
Tenure: | Freehold / leasehold |
Facility fee: | 0.5% - 2% on completion |
ERC / Exit fee: | not usually required |
Monthly payments: | None required (options to roll or service interest) |
Locations: | England, Scotland & Wales |
You could save the cost of a full physical valuation with an automatic desktop valuation, which are available FREE OF CHARGE for standard bridging loans, provided the following criteria are met ...
When multiple properties are used as security, an AVM can be used for each property. If an AVM cannot be used, a physical valuation will be required. Desktop valuations are not available for the following property types ...
Applications can be accepted for who meet the following criteria:
Lending outside of these limits can be considered subject to underwriter review, please contact us for further details
Applications can be accepted for companies meeting the following criteria:
Personal guarantees may be required for directors and shareholders. This will usually be subject to the company having a maximum of 4 qualifying directors and shareholders.
Lowest bridging rates at September 2024
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
EquityOne Finance Limited is authorised & regulated by the Financial Conduct Authority FRN: 733649
Our advisors are qualified with a Certificate in Mortgage Advice and Practice
We are registered with the Information Commissioner's Office (ICO)
Proud members of the National Association of Commercial Finance Brokers
Data protection compliant under General Data Protection Regulation
Representative example
For example: Based on an interest only regulated bridging loan of £100,000 for a maximum 12-month period on a fixed rate of 0.79% per month, payable at the end of the term. The total amount payable would be £111,902 made up of the loan amount plus interest of £9,902, and fees of £2,000. The overall cost for comparison is 11.9% APR representative. Please note that this example is for illustrative purposes only and the actual terms and conditions of a bridging loan may vary depending on the lender and the individual circumstances of the borrower. It's important to carefully review all terms and conditions before agreeing to a loan.
BOE Base Rate: 5.25%
We’ve teamed up with Aro Mortgages, one of the UK’s leading second-charge mortgage distributors, to help you find the financial solution that you’re looking for. Aro Mortgages believe that when it comes to your finances, you should be in control. That’s why they work closely with you to fully understand your needs, allowing them to accurately match you with credit options that are right for you and your finances. EquityOne Finance Ltd acts as a credit broker and earns a commission if you choose to take out a loan. A soft credit check will be done to provide your loan quote - this WILL NOT affect your credit rating. Your chosen lender may carry out a full credit check if you proceed to application.
Company name: Freedom Finance Mortgages Limited, trading as Aro Mortgages, is an appointed representative of Freedom Finance Limited Registered address: Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Registered in England & Wales 14203395 VAT registration number: 428 9790 42 FCA number: 979210
Representative example
14.26% APRC Representative (variable). Representative example, if you choose to add fees to the loan: assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £509.96, the borrowing rate is 12.78%, the APRC is 14.26% (variable), total charge for credit would be £14,619.14 and the total amount payable would be £42,836.64. EquityOne Finance Ltd and Freedom Finance Limited are credit brokers and not lenders. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
BOE Base Rate: 5.25%