Short to medium term UK Bridging Loans & Development Finance, for clients seeking fast & reliable solutions, with the lowest bridging loan rates available for May 2026
| Type | LTV (max)LTV | Interest rateRate | |
| Residential bridging | 80% | 0.51% | Details |
| Light refurbishment | 75% | 0.53% | Details | Heavy refurbishment | 85% | 0.54% | Details | Commercial bridging | 75% | 0.89% | Details | Bridging for land | 70% | 1.10% | Details | Open-ended bridging | 65% | 0.90% | Details | Development finance | 80% | 0.66% | Details | Alternative overdraft | up to 70% | 1.05% | Details |
Lowest bridging rates at May 2026
Excellent job, very efficient ...
5/5“We would like to thank you for all your hard work. I realise we have been quite full on with the pressure of trying to redeem our mortgage within a week. We know that you have gone above and beyond your job role. I would like EQUITYONE to realise your worth. If I owned my own business I would definitely have you on my payroll. Excellent job, very efficient, working at pace to my requested dead line. This has been recognised and appreciated"
That’s super helpful ...
5/5“Thanks so much for the update. Really appreciate you keeping us informed, it makes a world of difference to me and my wife. It reinforces our confidence that everything is in hand for a quick completion on Friday. That's super helpful and really efficient, thanks again"
Can’t thank you enough ...
5/5“Thank you so much for all you have done to help us, you have no idea how grateful we are. You've helped us to not only purchase our forever home but to also provide a lovely family home for our children to grow up in. I can’t thank you enough. You are fabulous at what you do and your constant reassurance, help and guidance made the whole thing a lot less stressful. All the best, & thank you again”
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2026 Bridging rates available ...
Get your BEST RATE today ...
EquityOne Finance Limited is authorised & regulated by the Financial Conduct Authority FRN: 733649
Our advisors are qualified with a Certificate in Mortgage Advice and Practice
We are registered with the Information Commissioner's Office (ICO)
Proud members of the National Association of Commercial Finance Brokers
Data protection compliant under General Data Protection Regulation
Representative example
For example: Based on an interest only regulated bridging loan of £100,000 for a maximum 12-month period on a fixed rate of 0.79% per month, payable at the end of the term. The total amount payable would be £111,902 made up of the loan amount plus interest of £9,902, and fees of £2,000. The overall cost for comparison is 11.9% APR representative. Please note that this example is for illustrative purposes only and the actual terms and conditions of a bridging loan may vary depending on the lender and the individual circumstances of the borrower. It's important to carefully review all terms and conditions before agreeing to a loan.
BOE Base Rate: 3.75% at May 2026
We’ve teamed up with ClearScore Everywhere Limited, one of the UK’s leading digital marketplaces for financial products, to help you find the financial solution that you’re looking for. ClearScore acts as a Credit Broker not a Lender. If you take out or are introduced to a loan or credit card provider, ClearScore will receive payment from that lender. ClearScore will also receive payment from the lender if you take out or are introduced to a mortgage broker for the purposes of first and second charge mortgage products. The amount received may vary dependant on the lender, yet it will not impact the amount you pay back to the lender. In addition, ClearScore also work with credit brokers and other service providers such as debt solution firms, and as such we will also receive payment should you be introduced to any of these. EquityOne Finance Ltd acts as a credit broker and earns a commission if you choose to take out a loan. A soft credit check will be done to provide your loan quote, which won't affect your credit rating. Your chosen lender may carry out a full credit check if you proceed to application.
ClearScore Everywhere Limited, trading as ClearScore. Address: Vox Studios, 1-45 Durham Street, London, UK SE11 5JH. Registered in England & Wales 06297533. VAT Registration Number 257 0001 44.
Representative example
14.26% APRC Representative (variable). Representative example, if you choose to add fees to the loan: assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £509.96, the borrowing rate is 12.78%, the APRC is 14.26% (variable), total charge for credit would be £14,619.14 and the total amount payable would be £42,836.64. EquityOne Finance Ltd and Freedom Finance Limited are credit brokers and not lenders. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
BOE Base Rate: 3.75%