These development finance solutions have been designed to be fast and flexible, with competitive rates to suit a wide range of property developments, large or small. Planning gain finance is available enabling property professionals to secure developments which have not yet received the planning permission, helping to fund asset acquisitions, planning surveys and applications costs in arrears.
Key features | Current at September 2024 |
Min loan: | £ 150,000 |
Max loan: | £ no max |
Interest rate:Rate: | from 0.66% pcm |
Max LTV: | 80% (100% of build cost) |
Security: | First charges |
Term: | Open-ended |
Tenure: | Freehold |
Facility fee: | 0.5% - 2% on completion |
ERC / Exit fee: | not usually required |
Monthly payments: | None required (options to roll or service interest) |
Locations: | England, Scotland, & Wales |
Use our Development Loan Calculator to work out your loan interest and costs ...
Development Loan CalculatorLowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
Lowest 2024 Bridging rates available ...
Get your BEST RATE today ...
EquityOne Finance Limited is authorised & regulated by the Financial Conduct Authority FRN: 733649
Our advisors are qualified with a Certificate in Mortgage Advice and Practice
We are registered with the Information Commissioner's Office (ICO)
Proud members of the National Association of Commercial Finance Brokers
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Representative example
For example: Based on an interest only regulated bridging loan of £100,000 for a maximum 12-month period on a fixed rate of 0.79% per month, payable at the end of the term. The total amount payable would be £111,902 made up of the loan amount plus interest of £9,902, and fees of £2,000. The overall cost for comparison is 11.9% APR representative. Please note that this example is for illustrative purposes only and the actual terms and conditions of a bridging loan may vary depending on the lender and the individual circumstances of the borrower. It's important to carefully review all terms and conditions before agreeing to a loan.
BOE Base Rate: 5.25%
We’ve teamed up with Aro Mortgages, one of the UK’s leading second-charge mortgage distributors, to help you find the financial solution that you’re looking for. Aro Mortgages believe that when it comes to your finances, you should be in control. That’s why they work closely with you to fully understand your needs, allowing them to accurately match you with credit options that are right for you and your finances. EquityOne Finance Ltd acts as a credit broker and earns a commission if you choose to take out a loan. A soft credit check will be done to provide your loan quote - this WILL NOT affect your credit rating. Your chosen lender may carry out a full credit check if you proceed to application.
Company name: Freedom Finance Mortgages Limited, trading as Aro Mortgages, is an appointed representative of Freedom Finance Limited Registered address: Atlantic House, Atlas Business Park, Simonsway, Manchester, M22 5PR. Registered in England & Wales 14203395 VAT registration number: 428 9790 42 FCA number: 979210
Representative example
14.26% APRC Representative (variable). Representative example, if you choose to add fees to the loan: assumed borrowing of £25,000 over 7 years, plus a broker fee of £2,850 and lender fee of £367.50 would result in monthly repayments of £509.96, the borrowing rate is 12.78%, the APRC is 14.26% (variable), total charge for credit would be £14,619.14 and the total amount payable would be £42,836.64. EquityOne Finance Ltd and Freedom Finance Limited are credit brokers and not lenders. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
BOE Base Rate: 5.25%